How much is Medicare Part B in 2026 in Arizona?

Most people in Chandler and the rest of Arizona pay the standard amount. Higher incomes pay more through IRMAA, and people with limited income may have the premium paid by an AHCCCS Medicare Savings Program. The 2027 amounts are usually announced in November.

2026 Part B monthly premium by income (based on your 2024 tax return)

Individual return (MAGI)	Joint return (MAGI)	Monthly Part B premium
Up to $109,000	Up to $218,000	$202.90
$109,000 to $137,000	$218,000 to $274,000	$284.10
$137,000 to $171,000	$274,000 to $342,000	$405.80
$171,000 to $205,000	$342,000 to $410,000	$527.50
$205,000 to $500,000	$410,000 to $750,000	$649.20
Above $500,000	Above $750,000	$689.90

What the Part B premium pays for

Part B is the medical side of Original Medicare: doctor visits, outpatient care, lab work, durable medical equipment and most preventive services. After the $283 deductible, Original Medicare generally pays 80% of the approved amount and you pay 20%, with no yearly cap. That 20% is the gap a Medicare Supplement or a Medicare Advantage plan is built to address.

You keep paying the Part B premium even if you join a Medicare Advantage plan. It is usually deducted from your Social Security payment.

When you pay more or less

IRMAA adds a surcharge once your modified adjusted gross income from two years earlier passes $109,000 single or $218,000 joint. If your income dropped because you retired, were widowed or divorced, you can ask Social Security to use the newer figure with form SSA-44.

At the other end, AHCCCS runs Arizona's Medicare Savings Programs. In 2026 the QMB program covers people with monthly income up to $1,350 single or $1,824 for a couple, and SLMB and QI reach higher. NCOA's 2026 chart lists no asset limit for Arizona; confirm with AHCCCS when you apply.

What to do next

If you are turning 65 or leaving work, check your Part B start date first, because a late start can mean a lifelong penalty. If you are already enrolled, look at your Social Security statement in January to confirm the new amount. We can walk you through either at our Chandler office or by phone.

Related questions

Sources

1. 2026 Medicare Parts A & B Premiums and Deductibles Centers for Medicare & Medicaid Services
2. 2026 Medicare Savings Programs coverage and eligibility chart National Council on Aging

Please note: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.Rise Up Benefits Group is not connected with or endorsed by the United States government or the federal Medicare program. Medicare has neither endorsed nor reviewed this information.