Medicare
Advantage, Supplement and Part D, compared for your doctors and prescriptions.
We speak insurance, so you don't have to.
Medicare, health and life insurance in Chandler, Arizona
Rise Up Benefits Group is an independent agency. Viola Lucero, CLTC, and her team compare plans from major insurance companies, explain them in plain English, and stay with you every year after.
- 5.0 on Google, 49 reviews
- Certified in Long-Term Care (CLTC)
- Free Medicare workshops
2027 Medicare Advantage, Maricopa County
52 plans · 50 with a $0 Part C premium
CMS CY2027 Landscape, excludes special needs plans
- Independent, working with major insurance companies
- Education first, no pressure
- A yearly review of your coverage
- No cost for our help
What we help with
Coverage for every stage of life, all under one roof
Your needs and situation are unique. We take the time to get to know you, so the coverage fits your lifestyle and your budget.
Individual & Family Health
Marketplace plans and tax credits, short-term cover and HSAs for life before 65.
Life Insurance
Term, permanent and final expense cover sized to the people who rely on you.
Long-Term Care
Traditional and hybrid long-term care, and short-term care for the gap in between.
Retirement & Annuities
Turning savings into income you cannot outlive, and planning the move off work benefits.
Supplemental Coverage
Critical illness, hospital indemnity, dental, vision and travel cover for the gaps.
Employer Group Benefits
Health and benefits for small employers who want to look after their people.
Medicare 2027, by the numbers
The East Valley has more plans than anyone can compare alone
Official CMS figures for 2027. More choice is good, as long as someone checks your doctors and prescriptions against each plan.
52Medicare Advantage plans in Maricopa County
47Medicare Advantage plans in Pinal County
13insurance companies offering them in Maricopa County
9standalone Part D plans in Arizona
In-network out-of-pocket maximums in Maricopa County range from $2,000 to $8,900 for 2027. Source: CMS Medicare Advantage and Part D Landscape, Contract Year 2027; counts exclude special needs plans.
How it works
Four steps, and you make the decision
- 1
Tell us about you
Your doctors, prescriptions, budget, work and family situation. We ask the right questions first, so the comparison is about you, not a brochure.
- 2
We compare your options
We work with major insurance companies, so we can lay plans side by side and look for every discount you could be eligible for.
- 3
You understand it before you choose
You will know what you have, how to use it, and what it covers. Plain English, no pressure, and the decision is always yours.
- 4
We stay with you
A yearly review as plans change, help with claims and questions all year, and a real person who picks up the phone.
Meet your agent
Viola Lucero, CLTC
Founder and Licensed Insurance Agent
Viola is a licensed agent who has been placing coverage for individuals and employer groups with an emphasis on building long-term relationships and excellent customer service. Her colleagues describe her as driven and resourceful, someone who always puts her clients' needs and budgets first.
She focuses on education, making sure every client knows what they have, how to use it, and what it covers. She works with people who need help navigating healthcare, and with employers who care about their employees and want to offer benefits but sometimes think they can't afford to. She fixes that.
"Rise Up Benefits Group was founded on a simple belief: insurance should be personal."
Jacob OteroLife Insurance Agent
5.0 stars on Google · 49 reviews
What clients say about working with Viola
Real reviews from Rise Up clients across Arizona, shown exactly as they wrote them.
Free workshops and community events
Learn Medicare before you enroll, online or in Chandler
Understand your options, learn how to avoid costly mistakes, and get your questions answered by a licensed professional. No sales pressure. Just education.
- Thursday, October 15, 2026 to Monday, December 7, 2026Medicare Annual Enrollment Period for 2027 plans
- Sunday, November 1, 2026 to Friday, January 15, 2027ACA Open Enrollment for 2027 coverage
Free calculators
Run the numbers yourself, no email required
Medicare enrollment dates
See your seven-month Initial Enrollment Period, your earliest coverage date and your Medigap open enrollment window.
Part B penalty calculator
See how much a late start on Part B adds to your premium, every month, for as long as you have Part B.
Part D penalty calculator
See what going without drug coverage adds to your Part D premium, for as long as you keep Part D.
IRMAA calculator
See whether your income adds a surcharge to your Part B and Part D premiums, and how much.
Medigap vs Advantage costs
Compare what each path could cost you in a typical year and in a heavy-use year.
ACA subsidy calculator
Estimate your premium tax credit and what a benchmark Silver plan might cost you each month.
Learn
Guides that explain it in plain English
Medicare 101 in Arizona: Parts A, B, C and D
Medicare has four parts, and two very different ways to put them together. Here is what each part covers, what it costs in 2026, and how people in Chandler and the East Valley usually build their coverage.
Are You Eligible for Medicare in Arizona?
Who qualifies for Medicare, when Part A is premium-free, how disability and kidney failure change the timing, and what Arizona residents need to have in place before they enroll.
Turning 65 in Arizona: Your Medicare Checklist
A month-by-month checklist for turning 65 in Chandler and the East Valley: when to enroll, what to compare, which deadlines carry penalties, and which choices are hard to undo in Arizona.
Areas we serve
Rooted in Chandler, serving all of Arizona
Our office is on Alma School Road in Chandler. Clients come to us from across the East Valley and the rest of the state.
Questions
Frequently asked questions
Does it cost anything to work with Rise Up Benefits Group?
No. There is no fee for our help. Agents are paid by the insurance companies, and your premium is the same whether you enroll with us or on your own.
Where is Rise Up Benefits Group located?
Our office is at 2160 North Alma School Road, Suite 102, Chandler, AZ 85224. We meet clients in the office, at home in the East Valley, by phone or by video.
What kinds of insurance does Rise Up Benefits Group help with?
Medicare (Advantage, Supplement and Part D), individual and family health insurance, life insurance, long-term care, retirement and annuities, supplemental coverage such as critical illness, hospital indemnity, dental, vision and travel, and employer group benefits.
Can you help me if I live outside Chandler?
Yes. Our clients are located all across Arizona, and Viola is licensed to help clients in other states too. Call and we will confirm we can help where you live.
Do you review my coverage every year?
Yes. Plans change every year. We review your coverage with you each year so you are not surprised in January.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
We speak insurance, so you don't have to.
Book a free, no-pressure review with Viola in Chandler, by phone or by video. Bring your questions; leave with answers.
2160 North Alma School Road, Suite 102, Chandler, AZ 85224 · (480) 300-5776